In the event of damage to your property, it is important to understand what your roof insurance will cover. Accidents and natural disasters happen, and insurance can be a massive factor in how manageable the aftermath is for a homeowner. When you have a damaged roof, your coverage will depend on the policy that you purchased. Despite that, there are a few things that are often included in your roof insurance policy.
What Is Covered By Roof Insurance?
Navigating through roof insurance policies is often a tricky and frustrating task. Even if your insurance will help relieve some of the financial burdens on a homeowner, be prepared to also have some out-of-pocket expenses.
Fire Damage
Your home insurance policy may cover damage from a fire. This includes electrical fires, fireplace mishaps, or other types of accidental fires. If the damage to your roof is a result of any of these types of damage, it is likely that your insurance will help handle the repair costs.
Storm Damage
During or after a storm, you may notice that your roof is damaged. Damage could have been caused by debris, a fallen tree, or a heavy beating from the rain. Storm damage can include a hailstorm, snowstorm, or windstorm. Your homeowner’s insurance will cover storm damage depending on the policy that you have and the specific cause. The specific criterion will be detailed in your personal policy.
Roof Leak
Roof leaks are a common occurrence for homeowners. Leaks can occur as a result of a recent storm or heavy rain, hail, or fallen trees. Although your roof is considerably strong, eventually, constant wear and tear will cause it to deteriorate and leave it vulnerable to openings that cause leaks.
How to File a Roof Insurance Claim
Filing a claim for any reason can seem like a hassle. At Robison Roofing Services, we will help you through every step of the process. Our experts will provide you with a detailed account of the damage after doing a thorough inspection. Then, we will help with the filing of your claim. If coverage is denied, you are not alone. Our team will provide you with detailed information on the next steps.
What Can You Do?
The best thing that you can do is gather all of the information you can about your home and roof. Information can include your roof insurance company and its address, date and time when the damage occurred, and any photos or videos you may have that pertains to the case.
Have Questions About Roof Insurance?
The experts at Robison Roofing Services, Inc. are here to answer all your roof insurance questions. Robison Roofing Services is the leading residential, industrial, and commercial roofing contractor in Green Lane, PA, and surrounding areas. We are fully licensed and insured, and our team of experienced professionals is here to assist with all of your commercial, industrial, and residential roofing needs. Give us a call today at 610-754-1202 to schedule a free roof inspection and to get an accurate quote on your roofing needs.
